Who can participate
Jharkhand residents aged 25 to 65
Primary earners, co-earners, homemakers, retired, students, and unemployed participants with a household finance role
Households with at least one financial instrument, including Jan Dhan
Eligibility and Privacy
Clear eligibility. Strict privacy boundaries.
Participants must be 25 to 65 years old, reside in Jharkhand, and have a role in household finance decisions. The study does not collect account numbers, balances, Aadhaar, PAN, passwords, or document copies.
Privacy commitments
Identity data and research responses are stored separately
Public reports can use only the Research Layer
Identity data is retained for 12 months or until panel close, whichever is earlier